Agreement to Terms

By accessing and using Roshan Asasa ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms of Service ("Terms") govern your use of our financial analytics platform and subscription services operated by Roshan Asasa ("we," "our," or "us").

Service Description

Roshan Asasa provides financial analytics, portfolio tracking, and investment research tools. Our services include:

• Portfolio management and tracking tools
• Financial data analysis and insights
• Company scoring and metrics
• Market data visualization

We reserve the right to modify, suspend, or discontinue any part of our service at any time with or without notice.

Subscription and Payment Terms

Our service operates on a subscription basis. By subscribing, you agree to:

• Pay all applicable fees as described in our pricing plans
• Provide accurate billing information
• Automatic renewal unless cancelled before the renewal date
• No refunds for partial months or unused portions of subscriptions

Subscription fees are billed in advance and are non-refundable except as required by law. We may change our pricing with 30 days' notice to existing subscribers.

User Accounts and Responsibilities

To access our services, you must create an account. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Providing accurate and up-to-date information
• Notifying us immediately of any unauthorized use

You may not share your account with others or use another person's account without permission.

Acceptable Use Policy

You agree not to use our service for any unlawful purpose or in any way that could damage, disable, or impair the service. Prohibited activities include:

• Attempting to gain unauthorized access to our systems
• Scraping, crawling, or harvesting data from our platform
• Reverse engineering or attempting to extract source code
• Using automated tools to access our service
• Reselling or redistributing our data or services

Data Attribution and Compliance

The platform utilizes publicly accessible end-of-day data sourced from the Pakistan Stock Exchange (PSX) and other open data sources.

The PSX retains ownership of all rights, titles, and interests in its market data, trademarks, and other intellectual property.

This platform is an independent service and is not affiliated with, endorsed by, or sponsored by the Pakistan Stock Exchange.

Data displayed on the site is processed, aggregated, and analyzed to generate proprietary insights. Such processed information is distinct from PSX's original market data.

The platform does not redistribute PSX data in raw form (such as downloadable files or API feeds) and ensures compliance with fair-use standards and PSX's public data policies.

Users may use the displayed information for personal research and analysis only. Any attempt to scrape, redistribute, or resell data from this platform is strictly prohibited.

While reasonable efforts are made to ensure accuracy and timeliness, the platform provides no warranty regarding data completeness or correctness.

Data Usage Policy

Our platform uses publicly available information from reliable financial and regulatory sources, including but not limited to the Pakistan Stock Exchange (PSX) and company disclosures. All end-of-day market data, financial announcements, and company reports displayed on this website are obtained solely from public sources that are freely accessible to the general public.

We do not stream, redistribute, or resell any proprietary or real-time data feeds from PSX or any third-party data vendors. Our system processes publicly available end-of-day data to calculate financial ratios, analytics, and performance metrics that form the basis of our proprietary scoring and portfolio tracking tools.

All computed metrics, insights, and visualizations are the intellectual property of this platform and are provided for informational and educational purposes only. Users are advised not to rely solely on this information for investment decisions and should consult professional financial advisors where necessary.

Investment Disclaimer

The information provided on this platform is for informational and educational purposes only and should not be construed as investment advice, financial advice, or recommendations to buy or sell securities.

All investment decisions carry risk, and past performance does not guarantee future results. You should:

• Conduct your own research before making investment decisions
• Consult with qualified financial advisors
• Consider your risk tolerance and financial situation
• Understand that all investments carry the risk of loss

Intellectual Property

The service and its original content, features, and functionality are and will remain the exclusive property of Roshan Asasa and its licensors. The service is protected by copyright, trademark, and other laws.

You may not reproduce, distribute, modify, or create derivative works of our content without express written permission.

Limitation of Liability

In no event shall Roshan Asasa, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the service.

Our total liability to you for any damages arising from or related to these terms or the service shall not exceed the amount you paid us in the 12 months preceding the claim.

Termination

We may terminate or suspend your account and bar access to the service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the service will cease immediately. All provisions of the Terms which by their nature should survive termination shall survive termination.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.

Your continued use of the service after any such changes constitutes your acceptance of the new Terms.

Contact Information

If you have any questions about these Terms of Service, please contact us: